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When the card was initially released it was only offered to a few thousand people (celebrities, wealthy business moguls, etc).

These firms are profiteering.’Labour MP Chris Leslie, a former shadow chancellor, said: ‘If the law has been changed it has to be enforced.’ Councils are exempt from the crackdown on credit card charges, but have also been blasted for imposing hefty fees.

Ealing, West Dorset, North Norfolk and South Cambridgeshire are just some of the authorities which levy a 2.5 per cent charge on credit card payments for anything from council tax to parking permits.

A luxury 16-night cruise for two people from Beijing to Bangkok will cost almost £900 in credit card fees on a £35,598 trip.

Airlines are also hitting customers with swingeing charges to pay by credit card, with Ryanair levying a 2 per cent fee, and Flybe charging 3 per cent.

Since then, American Express (a Credit Card Forum advertising partner) raised the annual fee all the way up to $2,500.

In addition, they’ve now tacked on a ,500 so-called “initiation fee” just to get the card.

You would think with such a drastic fee increase, that the benefits must have improved, right? Many feel the concierge service quality has diminished the past few years.

In fact, I have read a number of forum posts by cardmembers who have canceled or downgraded to the American Express Platinum (with a 0 fee) because they said the Centurion was no longer worth anywhere close to the annual fee.

Cruise giant ROL charges a 2.5 per cent fee, while P&O owner Carnival charges 1.5 per cent, and Cunard charges 1.5 per cent.

Booking a Caribbean cruise for two with ROL with a credit card will incur a fee of more than £150, on top of the £6,118 price tag for the trip.

The Centurion has gone back and forth from being invitation only to open application.

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